Digital solutions : A lever for financial inclusion for women entrepreneurs

Abstract

This paper explores the financial challenges women entrepreneurs face and proposes digital solutions to improve their financial inclusion. Based on the inclusive entrepreneurship theory and the structural and individual barriers analysis model, we have developed an innovative conceptual framework. The originality of our work lies in the unique combination of these theories. This article uses a conceptual approach drawing on inclusive entrepreneurship theory and the structural and individual barriers analysis model to develop an innovative conceptual framework. This approach makes it possible to analyze how digital tools can overcome the financial obstacles of women entrepreneurs. We analyze how digital tools such as mobile financial management applications, crowdfunding platforms and risk assessment algorithms can overcome these barriers. These digital solutions strengthen women’s economic autonomy, promote the growth of their businesses and stimulate overall economic development.

Keywords: Female entrepreneurship, access to financing, obstacles, digital solutions, financial inclusion, economic autonomy.

Classification JEL: L26, B54

Paper type: Theoretical Research